Get funds at lower rates whenever you need it.

The loan can help you start or grow your business, or get outside any discomforting situation you might be in.

Quick

Loan approvals

20,000

Customers satisfaction

No prepayment or

hidden fees

Transparent process

Why people choose us

1. We prioritize your financial journey with transparent processes.
2. We offer flexible loan options tailored to your needs and competitive rates for accessibility.
3. Our dedicated support team, making your satisfaction the core of everything we do.

Knowledge of the market

Only the best professional services

  • Agricultural loan
  • Personal loan
  • Jenga Biashara Loan
  • School Funding Loan
  • House loan

About Agricultural loan

Introducing our Agricultural Loan for farmers who prefer flexibility in managing finances. Open a Personal Current Account and unlock the benefits tailored for your agricultural needs.

    Why choose Personal Current Account for Agricultural Loan:

  • Debit Card Access: Enjoy the convenience of accessing your funds and making payments through Mpesa with our debit card, ensuring seamless transactions for your agricultural operations.
  • Co-ownership of Account: With the flexibility of co-ownership, multiple individuals can deposit, withdraw, and manage the account, streamlining collaboration for effective financial management.
  • 24-Hour Access: Agricultural activities don't follow a 9-to-5 schedule. Benefit from 24-hour access to funds through Mpesa and mobile services, giving you control over your finances around the clock.

What is Required?

  • To kickstart your Agricultural Loan journey, we require your original and copy of ID/passport, 1 passport photo, PIN certificate, and proof of address/source of funds.
  • Fees: Opening Balance: KSh 2,000
  • Unauthorized Overdraft Fee: KSh 500
  • Choose our Personal Current Account for your agricultural financing needs and experience a seamless, accessible, and collaborative approach to managing your funds.

Rates and Fees

    • Opening Balance: We require a nominal opening balance to get you started on your agricultural financing journey.
    • Unauthorized Overdraft Fee - In the event of an unauthorized overdraft, a fee of KSh 1000 and above is applicable. This measure is in place to maintain the integrity of our financial services and encourage responsible account management.
    • Choose our Personal Current Account for your agricultural financing needs, and enjoy a seamless, accessible, and collaborative banking experience. Faidapap is committed to supporting your agricultural endeavors with tailored financial solutions.
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About Personal loan

Do you move money frequently or prefer to make payments ? Open a Personal Current Account and enjoy the benefits of this affordable and flexible account.

    Why choose Personal Current Account

  • Debit Card : You will be able to access your cash through mpesa and make payments.
  • Co-ownership of account : One person or more can deposit, withdraw and manage the account.
  • 24 hour access : Access funds 24 hours a day through Mpesa, mobile

What is required?

    To facilitate your financial journey with us, we kindly request:
  • Your original ID number ensures the accuracy and security of your personal information.
  • Proof of address/source of funds: Providing documentation to validate your current residence or the source of your funds.

Rates and Fees.

  • - Opening Balance – KSh 1,000: A nominal opening balance to establish your account and initiate your financial engagement with us.
  • We value your trust in Faidapap, and these requirements and fees are designed to ensure a secure and efficient process as we work together to meet your financial needs.
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About Jenga Biashara Loan

The Jenga Biashara loan is a small business loan, specially designed to help you expand your business. Enjoy one of the quickest business loans in Kenya of up to KSh 500,000/” with the benefit of insurance cover on the assets purchased.

    Why choose Jenga Biashara Loan

  • Borrow up to KSh. 500,000
  • Repayment period is up to 48 months, Low interest rate on reducing balance
  • Flexible collateral requirements
  • The type of security is dependent on the loan amount
  • Special insurance package
  • Assets purchased will be covered by insurance

Rates and Fees:

  • - Interest Rate - 7% - Comprising the Central Bank Rate (CBR) at3% plus a transaction variable margin of 4%.
  • Application Fee - 3% - A one-time fee to cover the processing and assessment of your loan application.
  • Credit Life and Stock Loss Insurance Cover - 1% of the Approved Loan Amount - Ensures protection for both you and the lender, securing the loan amount in the face of unforeseen circumstances.
  • These rates and requirements are designed to provide transparency and enable a mutually beneficial business relationship. We appreciate your interest in Faidapap for your business financing needs.
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About School Funding Loan

Looking for school fees loans? Look no further. While initially designed for parents, loans like "self-study loans" offer a broader scope, similar to bank loans. We ensure fast approval, any desired amount, and a low-interest rate.

Explore our diverse school fees loan options, with short-term loans being the most common. Payable within two months and renewable, providing you with flexibility until you decide to cancel.

Loan Details: - Loan Amount: From KES 30,000 to KES 150,000, ensuring flexibility to cover diverse educational expenses.

Why Choose SCHOOL Loans?

  • Your Smart Choice* Choose SCHOOL Loans for a reliable, efficient, and tailored solution to your educational funding needs.
  • Attractive Loan Features:
    1. Loan Limits:* Loans of up to Ksh 300k with no collateral.
    2. Repayment Period:* Flexible repayment period of up to 12 months.
    3. Interest Rates:* Competitive interest rates on the term loan, providing you with a lower cost of credit.

What is Required?

  • Demonstrate your ability to repay the loan.
  • Maintain a minimum operating balance of KES.1,000/=.

Rates and Fees

  • Interest Rate: 7%
  • Negotiation Fee: 3%
  • Maximum Repayment Period: 12 months
  • SCHOOL Loans is committed to making education financing accessible and hassle-free. Join us, and let's pave the way to a brighter educational future together.
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About House Loan: Fueling Your house Expansion

Introducing our House Loan—crafted specifically to accelerate your business growth. Experience one of Kenya's fastest business loans, offering up to KSh 200,000 with the added benefit of insurance coverage on your purchased assets.

    Why Choose House Loan:

    • Generous Borrowing Limits: Secure up to KSh 200,000 for your business needs, with a repayment period of up to 48 months and a low-interest rate on the reducing balance.
    • Flexible Collateral Requirements: Tailored to your needs, the collateral requirements vary based on the loan amount, offering flexibility for businesses of all sizes.
    • Special Insurance Package: Safeguard your investments with our special insurance package, ensuring that assets purchased through the loan are covered and protected.

    What is Required:

    To embark on your home loan journey with us, we request the following:
    • Opening Account Fee: KES 1,000 A nominal fee to establish your account and initiate the home loan application process.

    Rates and Fees:

    • Interest Rate: 7% Comprising the Central Bank Rate (CBR) at 3%, plus a transaction variable margin of 4%.
    • Application Fee: 3% A one-time fee to cover the processing and assessment of your home loan application.
    • Credit Life and Stock Loss Insurance Cover: 1% of the Approved Loan Amount Ensures protection for both you and the lender, securing the loan amount in the face of unforeseen circumstances.
    • These requirements and fees are designed to provide transparency and ensure a smooth process as you take steps toward homeownership. We appreciate your interest in our home loan offerings.
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